Lumen

Pricing

Simple, honest pricing

Start free. Upgrade when you want to share a budget or connect more accounts. No ads, ever.

Billing period
  • Free

    £0forever

    Everything you need to start budgeting.

    • Budgets and spending insights
    • Up to 2 bank connections
    • 3 savings goals
    • Bill reminders
    Get Lumen free
Compare plans
FeatureFreePlus
Budgets and spending insights
Bank connections2Unlimited
Savings goals3Unlimited
Bill reminders
Shared budgetsNot includedUp to 4 people
Custom categoriesNot included
Export to CSVNot included
Read-only bank access and 256-bit encryption

Questions

Can I cancel Plus at any time?

Yes. Cancel in the app or in your App Store or Google Play subscriptions. You keep Plus until the end of the period you paid for, then move back to Free without losing your data.

How does annual billing work?

You pay £39.90 once a year instead of £3.99 a month. That is the price of 10 months, so you get 2 months free.

Is my data safer on Plus?

No. Everyone gets the same security: read-only bank access, 256-bit encryption and UK data storage. Plus adds features, not protection.

Do you offer student pricing?

Not yet. The Free plan covers what most students need, including budgets, insights and goals.

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